Money 101: Helping Families Develop Soundly and Safely

Household Economics

1 in 4 Workers Will Experience Disability Before Age 65 — Is Your Family Protected?

Disability is more common than most families realize — and far more financially devastating than most people plan for. Here is the data and what it means for your household.

Aug 2, 2026

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Household Economics

Why 80% of American Families Are Underinsured — And How to Tell If Yours Is One

According to LIMRA, roughly 80% of U.S. households are underinsured by an average of 3x their coverage gap. Here is the data, the DIME formula, and the warning signs that tell you to act now.

Aug 2, 2026

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Household Economics

Term vs Whole Life Coverage: Which One Actually Makes Sense for Your Family

Confused about term vs whole life coverage? This guide breaks down costs, cash value, and what families actually need — no sales pitch.

Aug 2, 2026

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Budgeting

Budgeting With Irregular Income: A Practical Guide for Families

Struggling with inconsistent paychecks? Learn how to budget with irregular income using these practical strategies designed specifically for families living paycheck to paycheck.

Aug 2, 2026

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Budgeting

How to Talk to Your Kids About Money — By Age Group

Most adults learned money habits by accident. Here is an intentional, age-appropriate approach to teaching your children financial literacy.

Aug 2, 2026

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Budgeting

Building Your First Emergency Fund: A Step-by-Step Guide

An emergency fund is the single most important financial safety net for any family. Here is exactly how to build one from zero — without changing your lifestyle.

Aug 2, 2026

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Budgeting

The 50/30/20 Budget Rule Explained for Families

The 50/30/20 rule is one of the simplest budgeting frameworks — but applying it to a real family with kids, mortgages, and unpredictable expenses takes some adjustment.

Aug 2, 2026

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Household Economics

What Does a Family Life Coverage Policy Actually Cover?

Life coverage has surprising breadth. Here's a full breakdown of what's covered, what's excluded, and what riders can add to your policy.

Aug 2, 2026

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Household Economics

Term vs. Whole: Which Coverage Type Is Right for Your Family?

The two main types of life coverage work very differently. Here is how to decide which one actually fits your family.

Aug 2, 2026

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Household Economics

How Much Life Coverage Does a Family Really Need?

A simple formula and a step-by-step approach to figuring out the right coverage amount for your specific family situation.

Aug 2, 2026

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Money 101

What Kate Taught Us About the Insurance Gap No One Talks About

Using the film "You’re Not You" as our anchor, we explore what standard health insurance doesn’t cover — and how supplemental policies fill the gaps that matter most.

Jun 13, 2026

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Budgeting

Why Your Emergency Fund Can’t Replace Insurance

Most families save for emergencies but skip the insurance that actually protects them. Here’s why insurance belongs in your budget — and how much you actually need.

May 19, 2026

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Household Economics

Why Every Family Needs a Financial Safety Net

A single unexpected event — a house fire, a car accident, a death in the family — can unravel years of savings. Here's how the right insurance coverage becomes your household's first line of financial defense.

May 10, 2026

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Budgeting

The Hidden Costs of Being Uninsured

Skipping insurance to save money often costs more in the long run — sometimes catastrophically. Here's what the math actually looks like when you factor in the real risk exposure.

May 8, 2026

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Wealth Management

Building Wealth Starts With Protection

Before you can grow wealth, you have to keep what you have. The most overlooked step in any wealth-building strategy is the foundation: life insurance and the right coverage to protect your assets.

May 5, 2026

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